Thanks, J.B.
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leverage heard about we time, positive that us new operating talk expect offerings our have You've and positive to product continue momentum and we in generating repeatedly throughout XXXX. seen trends over XXXX in revenue
we As growth levels future continue see providing multiproduct increased J.B. customer mentioned earlier, platform. a to
auto at Looking charge-offs. net retail
of while investing close saying X.X% our future improved applications be record of expanded net healthy to several the returns and a auto in across our on levels and in and our performance businesses and expect We XXXX. We range, low trend stated consistent end financial a QX XXXX past the X.X% risk-adjusted consumer growth I years. to charge-off We generated prospects. trends underwriting EPS, by driven continued ROTCE, backdrop. deposit by
to well to strong Asset sheet balance their our shares. and returns quality our as opportunistically was level highest positioned. remained and excellent, Well, repurchased shareholders capital we increased
XXXX. into Looking
trajectory strong value our executing focus continue I'll turn as our to and customers our for for And expect delivering back it long-term that, with on We we to shareholders. J.B.
