Daniel Eller | Lead-Investor Relations |
Jeff Brown | Chief Executive Officer |
Jenn LaClair | Chief Financial Officer |
Moshe Orenbuch | Credit Suisse |
Arren Cyganovich | Citi |
Bill Carcache | Nomura |
Kevin Baker | Piper Jaffray |
Eric Wasserstrom | UBS |
Betsy Graseck | Morgan Stanley |
Ryan Nash | Goldman Sachs |
Kevin St. Pierre | KSP Research |
Good day, ladies and gentlemen, and welcome to the Second Quarter 2019 Ally Financial Earnings Conference Call. At this time all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. [Operator instructions] As a reminder, this conference is being recorded.
I would now like to introduce your host for today’s conference Daniel Eller, Lead of Investor Relations.