Daniel Eller | Head, Investor Relations |
Jeff Brown | Chief Executive Officer |
Jenn LaClair | Chief Financial Officer |
Ryan Nash | Goldman Sachs |
Sanjay Sakhrani | KBW |
Bill Carcache | Wolfe Research |
John Hecht | Jefferies |
Betsy Graseck | Morgan Stanley |
Moshe Orenbuch | Credit Suisse |
Good day, and thank you for standing by. Welcome to the Ally Financial Second Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions].