Sean Leary | Head, Investor Relations |
Jeff Brown | Chief Executive Officer |
Jen LaClair | Chief Financial Officer |
Bill Carcache | Wolfe Research |
Ryan Nash | Goldman Sachs |
Sanjay Sakhrani | KBW |
Jeff Adelson | Morgan Stanley |
Moshe Orenbuch | Credit Suisse |
Rob Wildhack | Autonomous Research |
Good day, ladies and gentlemen. Thank you for standing by and welcome to the Ally Financial First Quarter 2022 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your speaker host today, Mr. Sean Leary, Head of Investor Relations. Please go ahead.