Sean Leary | Head, Investor Relations |
Jeff Brown | Chief Executive Officer |
Brad Brown | Interim Chief Financial Officer |
Sanjay Sakhrani | KBW |
Rick Shane | JPMorgan |
Ryan Nash | Goldman Sachs |
Betsy Graseck | Morgan Stanley |
Good day and thank you for standing by, and welcome to the First Quarter 2023 Ally Financial Incorporated Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.
I would now like to hand the conference over to Mr.