Sean Leary | Head of IR |
Jeffrey Brown | CEO |
Bradley Brown | Corporate Treasurer |
Russell Hutchinson | CFO |
Sanjay Sakhrani | KBW |
Jeffrey Adelson | Morgan Stanley |
Ryan Nash | Goldman Sachs |
Arren Cyganovich | Citi |
Richard Shane | JPMorgan |
Good day, and thank you for standing by. Welcome to the Second Quarter 2023 Ally Financial Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] And be advised that today's conference is being recorded.