Sure. Yeah.
are about situations thinking I here pricing, environment. our meaningful some think, contextual we again, think, current I So, in
historic We and extended of truly of coming off period zero are rates. effectively interest a
year, will are on ultimately somewhat pools rise yield past have the if rates going seek there still you certainly, deposits are our to balance that begun I lazy deposits frankly a to So call resident home. as sheet over think, it, of represented that
a to really So outcomes industry convinced spectrum that as it, pretty we there. is on of and clearly it’s journey the at look there that understand re-pricing important broad out a are we pretty is of
the all banking private market way and corporate and from, between, anywhere in to and wholesale. retail large commercial and our large as mass business everyone in you and down mentioned, side, So small governmental side
expensive – they pricing deposits likely lot a There going So, sidelines of yeah, to touch stuff you’re to we time don’t where just relief, need be there, a are money right. quarter but sit long public on We mentioned of pretty that so we hasn’t were. that relief were and as been maybe the we funding into. still last
if out our the think, on would increases consumer as to out will. historical the to side, you for pretty But, look albeit get, we’ll give perspectives, deposit see consumer segment are betas I core quite feels to competitive that it’s see term urge the can on of what the a elsewhere. rise rates naturally certainly, like be So there front, this out there. I’ll feeling market against additional tell rate still looking commercial one what point, it’s guess at price happens, I example. we and good rise. you attractive commercial longer they continue desire but there although, the quite as Those Hawaii, people not of the that’s or us core just and going more kind of are on Bank will an
feel that construction deposit we have. our that think, well-positioned. do make about we’d to base have I is, like one going are We The we to are the maintain we thing, good that sheet the to for though best we balance sure
a I Island. think We leading marketplace XX%, the have of ratio the got which deposit in loan is here to
we love our base. of will. diversity So got deposit liquidity if abundance the you an We in
the product our we at our come Savings XX our and is interest-bearing finally, So the is are consumer and at good Again, both public by noninterest-bearing. probably of this book and deposits a in hottest frankly, X.X% and think are deposits commercial time over point story deposits. of -- XX% demand book, And over is just I overall type. then, just XX% XX%. there, XX% and deposits XX%
take and amount transactional, So strength question a pricing of about think, tougher type going to at largely what based, in our relationship deposit is fair environment. product the we least be a I base There’s by is no largely that.
