Cindy Wyrick | Director, IR |
Peter Ho | Chairman, President and CEO |
Mary Sellers | Vice Chairman and Chief Risk Officer |
Dean Shigemura | Vice Chairman and CFO |
Janelle Higa | Vice president and Segment Finance Officer |
Jeff Rulis | D.A. Davidson |
Ebrahim Poonawala | Bank of America Securities |
Andrew Liesch | Piper Sandler |
Jackie Bohlen | KBW |
Laurie Hunsicker | Compass Point |
Ladies and gentlemen, thank you for standing by, and welcome to the Bank of Hawaii Corporation Fourth Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your speaker for today, Cindy Wyrick.