Mark Muth | Director-Investor Relations |
Steve Steinour | Chairman, President and Chief Executive Officer |
Zach Wasserman | Chief Financial Officer |
Derek Meyer | Executive Vice President and Corporate Treasurer |
Ken Zerbe | Morgan Stanley |
Matt O’Connor | Deutsche Bank |
Ken Usdin | Jefferies |
Scott Siefers | Piper Sandler |
Peter Winter | Wedbush Securities |
Bill Carcache | Wolfe Research |
Janet Lee | JP Morgan |
Jon Arfstrom | RBC Capital Markets |
Greetings, and welcome to the Huntington Bancshares First Quarter Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I'd now like to turn the conference over to your host, Mark Muth, Director of Investor Relations.