Tim Sedabres | Director, Investor Relations |
Steve Steinour | Chairman, President and Chief Executive Officer |
Zach Wasserman | Chief Financial Officer and Senior Executive Vice President |
Rich Pohle | Executive Vice President and Chief Credit Officer |
Scott Siefers | Piper Sandler |
Ebrahim Poonawala | Bank of America |
Bill Carcache | Wolfe Research |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JPMorgan |
John Pancari | Evercore |
Terry McEvoy | Stephens |
Jon Arfstrom | RBC Capital Markets |
Ken Usdin | Jefferies |
David Long | Raymond James |
Greetings, and welcome to the Huntington Bancshares Third Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to Mr. Tim Sedabres, Director of Investor Relations. Please proceed.