Tim Sedabres | VP & Head of IR |
Steve Steinour | Chairman, President & CEO |
Zach Wasserman | CFO & Senior EVP |
Rich Pohle | EVP & Chief Credit Officer |
Manan Gosalia | Morgan Stanley |
John Pancari | Evercore ISI |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Scott Siefers | Piper Sandler |
Erika Najarian | UBS |
Ken Usdin | Jefferies |
Jon Arfstrom | RBC Capital Markets |
Steven Alexopoulos | JPMorgan |
Greetings and welcome to the Huntington Bancshares' 2023 First Quarter Earnings Conference Call. At this time all participants are in listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.
I would now let's turn the conference over to our host, Tim Sedabres, Director of Investor Relations.