Timothy Sedabres | executive |
Stephen Steinour | executive |
Zachary Wasserman | executive |
Manan Gosalia | analyst |
John Pancari | analyst |
Richard Pohle | executive |
Ebrahim Poonawala | analyst |
Robert Siefers | analyst |
Matthew O'Connor | analyst |
Kenneth Usdin | analyst |
L. Erika Penala | analyst |
Jon Arfstrom | analyst |
Steven Alexopoulos | analyst |
Greetings. Welcome to the Huntington Bancshares Third Quarter Earnings Call. [Operator Instructions]. The question-and-answer session will follow the formal presentation. [Operator Instructions].