Rosie Perez | Senior Vice President and Head, Investor Relations |
Stephen Squeri | Chairman and Chief Executive Officer |
Jeffrey Campbell | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Don Fandetti | Wells Fargo |
Mark DeVries | Barclays |
Jason Kupferberg | Bank of America |
James Friedman | Susquehanna |
David Togut | Evercore ISI |
Moshe Orenbuch | Credit Suisse |
Bill Carcache | Nomura Instinet |
John Hecht | Jefferies |
Craig Maurer | Autonomous |
Ladies and gentlemen, thank you for standing by. Welcome to the American Express Q1 2019 Earnings Call. At this time, all participants are in a listen-only mode listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] As a reminder, today’s call is being recorded.