David Young | VP, Investor & Rating Agency Relations |
Daniel Amos | Chairman & CEO |
Frederick Crawford | President & COO |
Max Broden | EVP, CFO & Treasurer |
Virgil Miller | EVP & President, Individual Benefits Division |
Teresa White | President, Aflac US |
Koji Ariyoshi | Senior Managing Executive Officer, Director of Sales & Marketing and Director |
Nigel Dally | Morgan Stanley |
Humphrey Lee | Dowling & Partners |
Jimmy Bhullar | JPMorgan Chase & Co. |
Tom Gallagher | Evercore ISI |
John Barnidge | Piper Sandler & Co. |
Michael Ward | UBS |
Ryan Krueger | KBW |
Welcome to the Aflac 2021 First Quarter Earnings Conference Call. [Operator Instructions]. I would now like to turn the call over to Mr. David Young, Vice President of Aflac Investor and Rating Agency Relations.
Thank you, Parsha, and good morning and welcome to Aflac Incorporated first quarter earnings call.