David Young | VP, IR |
Daniel Amos | Chairman & CEO |
Frederick Crawford | President & COO |
Max Broden | EVP & CFO |
Koichiro Yoshizumi | Director, Deputy President and Director of Sales and Marketing |
Bradley Dyslin | Deputy Global Chief Investment Officer |
Eric Kirsch | EVP, Global CIO & President |
Teresa White | President, Aflac US |
Masatoshi Koide | President, CEO & Representative Director, Aflac Life Insurance Japan Ltd. |
Nigel Dally | Morgan Stanley |
Jamminder Bhullar | JPMorgan Chase & Co. |
Alexander Scott | Goldman Sachs Group |
John Barnidge | Piper Sandler & Co. |
Suneet Kamath | Jefferies |
Michael Ward | Citigroup |
Thomas Gallagher | Evercore ISI |
Ryan Krueger | KBW |
Erik Bass | Autonomous Research |
Good morning, and welcome to the Aflac Incorporated Second Quarter 2022 Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to David Young, Vice President of Investor and Ratings Agency Relations and ESG. Please go ahead.