David Young | executive |
Daniel Amos | executive |
Max Broden | executive |
Thomas Gallagher | analyst |
Bradley Dyslin | executive |
Suneet Kamath | analyst |
Masatoshi Koide | executive |
Koichiro Yoshizumi | executive |
Jamminder Bhullar | analyst |
Virgil Miller | executive |
Wilma Jackson Burdis | analyst |
Elyse Greenspan | analyst |
John Barnidge | analyst |
Joel Hurwitz | analyst |
Ryan Krueger | analyst |
Joshua Shanker | analyst |
Good day, and welcome to the Aflac Incorporated Fourth Quarter Year-End 2023 Earnings and 2024 Outlook Call. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to David Young, Vice President of Investor and Rating Agency Relations for Aflac Incorporated. Please go ahead.