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the the XXXX. year of XX.X% of our quarter was portfolio and year prior The points accident adjusted with XX.X% the moderate been We responded commercial a to of Shifting and and improvements representing in the clients expectations. adjusted teams underlying Hurricane claims, The our where which damages year physical combined access largely to impacted personal claims are majority has the severe more sites inspections that over management profitability. level and U.S., second accident region. basis have Japan, insurance nature of loss the losses for by to in XXX% In XXX permitted. have of reflects severe Florence, of completed in accident given XX,XXX ratio line year compared quarter of ratio
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Moving to Validus.
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growing one address January look combined we XX.X%. the of of season. renewal particularly to that with the expect attritional strategy an Insurance as accident-year underwriting adjusted We losses, momentum demonstrate continued to our will International Personal profitability ratio
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and the at market Looking XXXX renewals. reinsurance upcoming January the
expenses underwriting loss Glatfelter improve determined in on accounts. take in see property average accounts to including loss closing, rates expect as on line we and from will place April cost non-loss with a majority Xst. Actions manage the continue to reduce where In tighten to contributions to strategies lines. and XXXX. be expect In and CAT entered growth terms to with in will trends. retrocessional affected the be flat to strategic Japan, the on our basis Rates conditions enable to implementation and on continue our we of of We casualty, change affected expect case-by-case for renewals rate us performance and net Validus underwriting we reinsurance that relatively
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