Chris Giovanni | Investor Relations |
Dennis Glass | President and Chief Executive Officer |
Randy Freitag | Chief Financial Officer and Head, Individual Life |
Ryan Krueger | KBW |
Jimmy Bhullar | JPMorgan |
Tom Gallagher | Evercore |
Humphrey Lee | Dowling & Partners |
Suneet Kamath | Citi |
Good morning and thank you for joining Lincoln Financial Group’s First Quarter 2020 Earnings Conference Call. [Operator Instructions] Now I’d like to turn the conference over to the Corporate Treasurer, Chris Giovanni. Please go ahead, sir.
Thank you, operator. Good morning, and welcome to Lincoln Financial’s first quarter earnings call.