Al Copersino | Vice President, Investor Relations |
Dennis Glass | President & Chief Executive Officer |
Randy Freitag | Chief Financial Officer & Head, Individual Life |
Tracy Benguigui | Barclays |
Erik Bass | Autonomous Research |
Tom Gallagher | Evercore |
Elyse Greenspan | Wells Fargo |
Humphrey Lee | Dowling |
John Barnidge | Piper Sandler |
Good morning and thank you for joining Lincoln Financial Group’s Second Quarter 2021 Earnings Conference Call. At this time, all lines are in listen-only mode. Later, we will announce the opportunity for questions and instructions will be given at that time. [Operator instructions] Now, I’d like to turn the conference over to the Vice President of Investor Relations, Al Copersino. Please go ahead, sir.