Al Copersino | VP and Head of IR |
Ellen Cooper | President, CEO and Director |
Randy Freitag | Chief Financial Officer |
Ryan Krueger | KBW |
Suneet Kamath | Jefferies |
Alex Scott | Goldman Sachs |
Tom Gallagher | Evercore |
John Barnidge | Piper Sandler |
Good morning, and thank you for joining Lincoln Financial Group's Third Quarter 2022 Earnings Conference Call. [Operator Instructions] Now I would like to turn the conference over to the Vice President of Investor Relations, Al Copersino. Please go ahead, sir.
Thank you. Good morning, and welcome to Lincoln Financial's third quarter earnings call.