Al Copersino | Vice President of Investor Relations |
Ellen Cooper | President and Chief Executive Officer |
Randal Freitag | Executive Vice President, Chief Financial Officer |
Thomas Gallagher | Evercore ISI |
Erik Bass | Autonomous Research |
Alex Scott | Goldman Sachs |
Ryan Krueger | KBW |
Suneet Kamath | Jefferies |
Elyse Greenspan | Wells Fargo |
Jamminder Bhullar | JPMorgan |
Good morning, and thank you for joining Lincoln Financial Group's Fourth Quarter 2022 Earnings Conference Call. At this time all lines are in a listen-only mode. Later we will announce the opportunity for questions and instructions will be given at that time. [Operator Instructions].
Now I'd like to turn the conference over to the Vice President of Investor Relations, Al Cop.