Lindsey Bibby | Vice President, Investor Relations |
Lee Gibson | President & Chief Executive Officer |
Julie Shamburger | Chief Financial Officer |
Brad Milsaps | Piper Sandler |
Michael Young | SunTrust |
Brady Gailey | KBW |
Ladies and gentlemen, thank you for standing by and welcome to the Southside Bancshares' Incorporation's First Quarter 2020 Earnings Conference Call. At this time all participants are in a listen-only mode. After the speaker presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]