Lindsey Bailes | Vice President-Investor Relations |
Lee Gibson | President and Chief Executive Officer |
Julie Shamburger | Chief Financial Officer |
Michael Young | Truist Securities |
Good morning, ladies and gentlemen, and welcome to the Southside Bancshares Incorporated Third Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host today Ms.