you, [XX:XX:XX] Thank Daryl.
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at points. loan XX loans, Our PBP stands ratio, to current ACL basis including
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Here are takeaways. some key
our continue be to markets. core as to performance and businesses growth, low fundamentals led mortgage particularly our well, strong. the to asset continue production perform and meaningful Record earning We capital with are overall of commercial pleased business our
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service to should continue quarter expect second We higher. investment their charges continue Most assets recovered trend well, and to have under management should revenues from rebounded our related with be wealth perform to businesses nicely lows. and have stable deposit
subject could be be in the continue in into more of quarter XXXX, fourth Our and we'll expected, Reify by mortgage the than revenue Bernau. the still declines proving impacted is strong year today, capital market to year resilient should typical markets seasonal next. remainder The results but through we
have of incentive this XXXX most currently realized expense initiatives along year savings XXXX our impact performance as budget. we way may and outperform date outpace to year to the track our are strong plan on quarter the performance now strong year continue We the fourth promised make to
technology outlook As be revenue of initiatives achieving as several initiatives. which new were personnel test sea and our We've increase we and revenue will to we see Jim hire you our team an businesses. on his mentioned scenario, would current way next update position also and additional one give likely in delayed like both to earnings, renewing and we our in in on severely also horizon. have We're stress up only revenue [XX:XX:XX] that to points capital costs We recently capital efficiency to one percent. to quarters. covid-XX remain outlook, our the well are opening many will twelve XX we our quarter focus lowest an under ramp over We at model initiative goals, updated believe capital on created also these I would into due of remarks, commercial point wealth and quarter look adverse on infuse looking also based that supporting nine and key in continue the will our our talent at the we capitalized positions and in focused our on our current levels dividend. talent point healthy basis earn reiterate the a car, an the as we
now benefit historic the by year brief credit the anticipate we projects tax completion timing we on including And that Barring credit, projects. by and project to any we started a But total the impacted tax quarter. one you we answer our have. a were Sangrias. have benefit quarter caused expected taxes, the Lastly, Those dollars. to corresponding full tax approximately some take in end. in we previously update issues, QX happy income here, we is and The unforeseen have full team delays amortization Jim be will questions do of covid-XX as in reported, that may net fourth fourth million
