Jim Ryan | Chairman and Chief Executive Officer |
Brendon Falconer | Chief Financial Officer |
Daryl Moore | Chief Credit Executive |
James Sandgren | President and Chief Operating Officer |
Scott Siefers | Piper Sandler |
Chris McGratty | KBW |
Terry McEvoy | Stephen |
Jon Arfstrom | RBC Capital Markets |
David Long | Raymond James |
Welcome to the Old National Bancorp Fourth Quarter and Full Year 2020 Earnings Conference Call. This call is being recorded and has been made accessible to the public in accordance with the SEC’s Regulation FD. Corresponding presentation slides can be found on the Investor Relations page at oldnational.com and will be archived there for 12 months. Management would like to remind everyone that as noted on Slide 2, certain statements on today’s call maybe forward-looking in nature and are subject to certain risks, uncertainties and other factors that could cause actual results to differ from those discussed. The company’s risk factors are fully disclosed and discussed within its SEC filings.