Jim Ryan | Chairman and CEO |
Brendon Falconer | CFO |
James Sandgren | President and COO |
Ben Gerlinger | Hovde Group |
Mark Sander | President and COO of First Midwest Bank |
Scott Siefers | Piper Sandler |
Terry Mcevoy | Stephens Inc |
Chris McGratty | Keefe Bruyette & Woods |
Jon Arfstrom | RBC Capital Markets |
Welcome to the Old National Bancorp Fourth-Quarter and Full-Year 2021 Earnings Conference Call. This call is being recorded and has been accessible to the public in accordance with the SEC's Regulation FD. Corresponding presentation slides can be found on the Investor Relations page at oldnational.com and will be archived there for 12 months. Management would like to remind everyone that certain statements on today's call maybe forward-looking in nature and are subject to certain risks and uncertainties and other factors that could cause actual results to differ from those discussed. The Company's risk factors are fully disclosed and discussed within the SEC filings.