Lee McEntire | Senior Vice President of Investor Relations |
Brian Moynihan | Chairman and Chief Executive Officer |
Paul Donofrio | Chief Financial Officer |
John McDonald | Autonomous Research LLP |
Glenn Schorr | Evercore ISI |
Steven Chubak | Wolfe Research, LLC |
Betsy Graseck | Morgan Stanley |
James Mitchell | The Buckingham Research Group, Inc. |
Michael Mayo | Wells Fargo Securities, LLC |
Gerard Cassidy | RBC Capital Markets |
Kenneth Usdin | Jefferies LLC |
Matthew O'Connor | Deutsche Bank AG |
Saul Martinez | UBS |
Good day, everyone, and welcome to today’s Bank of America Earnings Announcement. At this time, all participants are in a listen-only mode. Later, you will have the opportunity to ask questions during the question-and-answer session. Please note this call maybe recorded. [Operator Instructions]