Michael Rechin | President & CEO |
Mark Hardwick | COO & CFO |
John Martin | CCO |
Scott Siefers | Sandler O'Neill |
Kevin Reevey | D.A. Davidson |
Terry McEvoy | Stephens |
Nathan Race | Piper Jaffrey |
Damon DelMonte | KBW |
Brian Martin | FIG Partners |
Good day and welcome to the First Merchants Corporation Second Quarter 2018 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions].