Mark Hardwick | Chief Executive Officer |
Mike Stewart | President |
Michele Kawiecki | Executive Vice President & Chief Financial Officer |
John Martin | Chief Credit Officer |
Ignacio Gonzalez | Piper Sandler |
Daniel Tamayo | Raymond James |
Damon DelMonte | KBW |
Daniel Thomas | Stephens, Inc. |
Brian Martin | Janney |
Good day, ladies and gentlemen. Welcome to First Merchants Corporation First Quarter Earnings.
Before we begin, management would like to remind you that today's call contains forward-looking statements with respect to the future performance and financial condition of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release which we encourage you to review.
Additionally, management may refer to non-GAAP measures which are intended to supplement but not substitute for the most directly comparable GAAP measures.