Ryan Thomas | VP, Finance & IR |
Thomas Price | President, CEO & Director |
James Reske | EVP, CFO & Treasurer |
Stephen Moss | B. Riley FBR, Inc. |
Collyn Gilbert | KBW |
Daniel Cardenas | Raymond James & Associates |
Good day, and welcome to the Second Quarter Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Ryan Thomas, Vice President of Finance and Investor Relations. Please go ahead.