Ryan Thomas | Vice President, Finance and IR |
Mike Price | President and CEO |
Jim Reske | Chief Financial Officer |
Jane Grebenc | Bank President and CRO |
Brian Karrip | Chief Credit Officer |
Daniel Tamayo | Raymond James |
Frank Schiraldi | Piper Sandler |
Karl Shepard | RBC Capital Markets |
Michael Perito | KBW |
Manuel Navas | D.A. Davidson |
Daniel Cardenas | Janney Montgomery Scott |
Matthew Breese | Stephens, Inc. |
Good morning. My name is Devin, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Commonwealth Financial Corporation Q4 2022 Earnings Release Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.