Siya Vansia | Chief Brand and Innovation Officer |
Frank Sorrentino | Chairman and Chief Executive Officer |
Bill Burns | Senior Executive Vice President and Chief Financial Officer |
Frank Schiraldi | Piper Sandler |
Michael Perito | KBW |
Daniel Tamayo | Raymond James |
Matthew Breese | Stephens Inc. |
Greetings. Welcome to ConnectOne Bancorp Incorporated Fourth Quarter 2022 Earnings Call. At this time, all participants are in listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note, this conference is being recorded.