John Oxford | Director of Marketing and Senior Vice President |
Robin McGraw | Executive Chairman |
Mitch Waycaster | President, Chief Executive Officer |
Kevin Chapman | Chief Operating Officer, Chief Financial Officer |
Bartow Morgan | Chief Commercial Banking Officer, Chief Executive Officer of BrandBank |
Jim Gray | Executive Vice President |
Catherine Mealor | KBW |
Michael Rose | Raymond James |
Brandon Steverson | Stephens |
Good morning and welcome to the Renasant Corporation 2018 fourth quarter earnings conference call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will be an opportunity to ask questions. [Operator Instructions].