|Kelly Hutcheson||EVP & CAO|
|Mitchell Waycaster||President, CEO & Director|
|Kevin Chapman||Senior EVP & COO|
|James Mabry||Senior EVP & CFO|
|David Meredith||Senior EVP & Chief Credit Officer|
|Michael Rose||Raymond James|
Good morning, and welcome to the Renasant Corporation 2022 Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note that this event is being recorded today.
I would now like to turn the conference over to Kelly Hutcheson, Chief Accounting Officer. Please go ahead.