Mark Kochvar | Senior EVP & CFO |
Todd Brice | CEO & Director |
David Antolik | President, Chief Lending Officer & Director |
Russell Gunther | D.A. Davidson & Co. |
Collyn Gilbert | KBW |
William Wallace | Raymond James & Associates |
Good day, ladies and gentlemen, and welcome to the S&T Bancorp First Quarter 2020 Earnings Conference Call. [Operator Instructions]. At this time and it is my pleasure to turn the floor over to your host for today, Mr. Mark Kochvar, Chief Financial Officer. Sir, the floor is yours.