Mark Kochvar | CFO |
Chris McComish | CEO |
Dave Antolik | President |
Daniel DeMille | Raymond James |
Michael Perito | KBW |
Matthew Breese | Stephens |
Daniel Cardenas | Janney Montgomery Scott |
Manuel Navas | D.A. Davidson |
Welcome to the S&T Bancorp's Fourth Quarter Earnings Conference Call. After management's remarks, there will be a question-and-answer session.
Now, I would turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead.
Thank you, and good afternoon, everyone.