John Campbell | Director of Investor Relations |
Charles Scharf | Chief Executive Officer |
Mike Santomassimo | Chief Financial Officer |
John McDonald | Autonomous Research |
Ken Usdin | Jefferies |
Betsy Graseck | Morgan Stanley |
Erika Najarian | UBS |
Matt O'Connor | Deutsche Bank |
Scott Siefers | Piper Sandler |
John Pancari | Evercore ISI |
David Long | Raymond James |
Steven Chubak | Wolfe Research |
Gerard Cassidy | RBC Capital Markets |
Please note that today's call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.
Thank you, Brad. Good morning, everyone.