John Campbell | Director, Investor Relations |
Charlie Scharf | Chief Executive Officer |
Mike Santomassimo | Chief Financial Officer |
John McDonald | Autonomous Research |
Scott Siefers | Piper Sandler |
Ken Usdin | Jefferies |
Ebrahim Poonawala | Bank of America |
John Pancari | Evercore ISI |
Erika Najarian | UBS |
Matt O’Connor | Deutsche Bank |
Betsy Graseck | Morgan Stanley |
Charles Peabody | Portales Partners |
Vivek Juneja | JPMorgan |
Gerard Cassidy | RBC |
Welcome and thank you for joining the Wells Fargo Third Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.
Good morning.