John Campbell | Director, Investor Relations |
Charles Scharf | Chief Executive Officer |
Mike Santomassimo | Chief Financial Officer |
Kenneth Usdin | Jefferies |
Scott Siefers | Piper Sandler |
John McDonald | Autonomous Research |
Steven Chubak | Wolfe Research |
John Pancari | Evercore ISI |
Ebrahim Poonawala | Bank of America |
Erika Najarian | UBS |
Betsy Graseck | Morgan Stanley |
Vivek Juneja | JPMorgan |
Gerard Cassidy | RBC Capital Markets |
Welcome, and thank you for joining the Wells Fargo Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note today's call is being recorded.
I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.
Thank you.