David Wichmann | Chief Executive Officer |
Andrew Witty | Chief Executive Officer, Optum |
Steve Nelson | Chief Executive Officer, UnitedHealthcare |
John Rex | Chief Financial Officer |
Brian Thompson | Chief Executive Officer, Medicare & Retirement |
Dan Schumacher | President and Chief Operating Officer, UnitedHealthcare |
John Prince | Chief Executive Officer, OptumRx, Inc. |
Andrew Hayek | Chief Executive Officer, SCA |
Eric Murphy | CEO, OptumInsight, Inc. |
Matthew Borsch | BMO Capital Markets |
Justin Lake | Wolfe Research |
Kevin Fischbeck | Bank of America Merrill Lynch |
Dave Windley | Jefferies |
Sarah James | Piper Jaffray |
Michael Baker | Raymond James |
Zachary Sopcak | Morgan Stanley |
A.J. Rice | Credit Suisse |
Steve Tanal | Goldman Sachs |
Ralph Jacoby | Citi |
Lance Wilkes | Sanford Bernstein |
Mike Newshel | Evercore ISI |
Charles Rhyee | Cowen and Company |
Gary Taylor | JPMorgan |
Peter Costa | Wells Fargo |
Ana Gupte | Leerink Partners |
Good morning, and welcome to the UnitedHealth Group’s Third Quarter 2018 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks.
As a reminder, this call is being recorded.
Here is some important introductory information. This call contains forward-looking statements under U.S.