David Wichmann | Chief Executive Officer |
Andrew Witty | Chief Executive Officer, Optum |
Steve Nelson | Chief Executive Officer, UnitedHealthcare |
John Rex | Chief Financial Officer |
Brian Thompson | Chief Executive Officer, Medicare & Retirement |
Dan Schumacher | President and Chief Operating Officer, UnitedHealthcare |
John Prince | Chief Executive Officer, OptumRx, Inc. |
Andrew Hayek | Chief Executive Officer, SCA |
Eric Murphy | CEO, OptumInsight, Inc. |
Justin Lake | Wolfe Research |
Matthew Borsch | BMO Capital Markets |
Charles Rhyee | Cowen and Company |
Sarah James | Piper Jaffray |
Zach Sopcak | Morgan Stanley |
Kevin Fischbeck | Bank of America Merrill Lynch |
Steve Tanal | Goldman Sachs |
Ana Gupte | Leerink Partners |
Scott Fidel | Stephens Inc. |
A.J. Rice | Credit Suisse |
Frank Morgan | RBC Capital Markets |
Josh Raskin | Nephron Research |
Ralph Jacoby | Citi |
Gary Taylor | JPMorgan |
Lance Wilkes | Sanford Bernstein |
Steve Willoughby | Cleveland Research |
Steve Valiquette | Barclays |
Michael Newshel | Evercore ISI |
David Windley | Jefferies |
Good morning, and welcome to UnitedHealth Group’s Fourth Quarter and Full Year 2018 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks.
As a reminder, this call is being recorded.
Here is some important introductory information. This call contains forward-looking statements under U.S.