David Wichmann | Chief Executive Officer |
John Rex | Chief Financial Officer |
Dirk McMahon | Chief Executive Officer, UnitedHealthcare |
Wyatt Decker | Chief Executive Officer, OptumHealth |
John Prince | Chief Executive Officer, OptumRx |
Tim Spilker | Chief Executive Officer, Community & State |
Bill Golden | Chief Executive, UnitedHealthcare |
Dan Schumacher | Chief Executive, UnitedHealth Group |
Tim Noel | Chief Executive Officer, UnitedHealthcare Medicare & Retirement |
Ralph Giacobbe | Citi |
Ricky Goldwasser | Morgan Stanley |
Steven Valiquette | Barclays |
Lance Wilkes | Bernstein |
Steve Willoughby | Cleveland Research |
Scott Fidel | Stephens |
Justin Lake | Wolfe Research |
Robert Jones | Goldman Sachs |
Whit Mayo | UBS |
Josh Raskin | Nephron Research |
A.J. Rice | Credit Suisse |
Kevin Fischbeck | Bank of America |
Good morning and welcome to the UnitedHealth Group Fourth Quarter and Full Year 2020 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks.
As a reminder, this call is being recorded.
Here is some important introductory information. This call contains forward-looking statements under the U.S.