Elizabeth Eckel | Senior Vice President, Marketing and Investor Relations |
Ned Handy | Chairman and Chief Executive Officer |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer and Treasurer |
Mark Gim | President and Chief Operating Officer |
Mark Fitzgibbon | Sandler O'Neill |
Damon DelMonte | KBW |
Nicole Gulino | American Capital Partners |
Laurie Hunsicker | Compass Point |
Good morning, and welcome to Washington Trust Bancorp, Inc.'s conference call. My name is Doug, I'll be your operator for today. [Operator Instructions] Today's call is being recorded. And now I'd turn the call over to Elizabeth Eckel, Senior Vice President, Marketing and Investor Relations. Ms.