Elizabeth Eckel | Senior Vice President, Marketing and Investor Relations |
Ned Handy | Chairman and Chief Executive Officer |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer and Treasurer |
Mark Gim | President and Chief Operating Officer |
Mark Fitzgibbon | Sandler O'Neill |
Laurie Hunsicker | Compass Point |
Good morning, and welcome to Washington Trust Bancorp, Inc.'s Conference Call. My name is Michelle and I will be your operator today. [Operator Instructions] Today's call is being recorded. And now, I'll turn the call over to Elizabeth B. Eckel, Senior Vice President, Marketing and Investor Relations.