Ned Handy | Chairman and CEO |
Ron Ohsberg | Senior EVP, CFO and Treasurer |
Mark Gim | President and COO |
Elizabeth Eckel | SVP, Marketing and IR |
Mark Fitzgibbon | Sandler O'Neill |
Damon DelMonte | KBW |
Laurie Hunsicker | Compass Point |
Good morning, and welcome to Washington Trust Bancorp, Inc.'s Conference Call. My name is Sherry. I will be your operator today. [Operator Instructions] Today's call is being recorded. And now, I will turn the call over to Elizabeth B.