Elizabeth B. Eckel | Senior Vice President, Chief Marketing & Corporate Communications Officer |
Ned Handy | Chairman & Chief Executive Officer. |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer & Treasurer |
Mark Gim | President & Chief Operating Officer. |
Mark Fitzgibbon | Piper Sandler |
Laurie Hunsicker | Compass Point |
Matt Rank | KBW |
Good morning and welcome to the Q4 2021 Washington Trust Bancorp Incorporated Conference Call. My name is Juan and I will be your operator today. [Operator Instructions] Today's call is being recorded. And now I will turn the call over to Elizabeth B. Eckel, Senior Vice President, Chief Marketing and Corporate Communications Officer.