Joe Calabrese | Financial Relations Board |
Craig Smiddy | President, CEO |
Frank Sodaro | CFO |
Carolyn Monroe | President, Title Insurance |
Matt Carletti | JMP |
Greg Peters | Raymond James |
Good afternoon. My name is Chris, and I'll be your conference operator today. At this time, I'd like to welcome everyone to the Old Republic International Third Quarter 2022 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.