Trisha Carlson | EVP, IR Manager |
John Hairston | President and CEO |
Mike Achary | CFO |
Chris Ziluca | Chief Credit Officer |
Michael Rose | Raymond James |
Jennifer Demba | Truist Security |
Brett Rabatin | Hovde Group |
Kevin Fitzsimmons | D. A. Davidson |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Catherine Mealor | KBW |
Brad Milsaps | Piper Sandler |
Matt Olney | Stephens |
Christopher Marinac | Janney Montgomery Scott |
Good day, ladies and gentlemen, and welcome to Hancock Whitney Corporation's Fourth Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time.
As a reminder, this call is being recorded. I would now like to introduce your host for today's conference, Trisha Carlson, Investor Relations Manager.