Greg Dufour | President & CEO |
Michael Archer | CFO |
Matthew Breese | Stephens |
William Wallace | Raymond James |
Good day and welcome to Camden National Corporation's Fourth Quarter 2021 Earnings Conference Call. My name is Brea [ph] and I'll be your operator for today's call. All participants will be in a listen-only mode during today's presentation.
Following the presentation, we will conduct a question-and-answer session. [Operator instructions] Please note, this presentation contains forward-looking statements which involve significant risks and uncertainties that may cause actual results to vary materially from those projected in the looking forward statements.