Ellen Taylor | Head of Investor Relations |
Bruce Van Saun | Chairman & Chief Executive Officer |
John Woods | Chief Financial Officer |
Brad Conner | Head of Consumer Banking |
Don McCree | Head of Commercial Banking |
Matt O'Connor | Deutsche Bank |
Marty Mosby | Vining Sparks |
Erika Najarian | Bank of America Merrill Lynch |
Peter Winter | Wedbush Securities |
Ken Usdin | Jefferies |
John Pancari | Evercore ISI |
Gerard Cassidy | RBC |
Ken Zerbe | Morgan Stanley |
Saul Martinez | UBS |
Lana Chan | BMO Capital Markets |
Good morning, everyone, and welcome to the Citizens Financial Group Second Quarter 2019 Earnings Conference Call. My name is John, and I will be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.
As a reminder, this event is being recorded.